Collect Flow: Automating Recurring Collections

A mandate-as-a-service platform by Newish Technology to streamline EMI collections, subscriptions, and premiums - secure, compliant, and efficient.

Collections Icon
Collections
Arrow
Debit Icon
Debit
Arrow
Settlement Icon
Settlement

What is Collect Flow?

Collect Flow, developed by Newish Technology Pvt. Ltd., is a secure and scalable mandate-based recurring payments platform. It enables businesses to automate collections seamlessly through direct bank API integration, with aggregator fallbacks for wider coverage. Whether it is EMIs, insurance premiums, or subscription payments, Collect Flow simplifies collections with confidence and compliance.

Team automating payments workflow

HOW COLLECT FLOW WORKS

Customer Onboarding & Authorisation

Simple, secure enrolment with digital consent.

Mandate Creation

Via UPI AutoPay or eNACH, customer-approved and compliant.

Automated Debit / Scheduled Execution

Payments executed reliably on time.

Settlement & Reporting

Transparent reconciliation with detailed reports.

CORE VALUE PROPOSITION

Recurring cards
Recurring Collections Management :

Automates EMIs, subscriptions, and premiums with secure, API-driven processing and real-time reconciliation.

Predictable revenue
Predictable Cash Flows:

Ensures reliable revenue recognition for lenders, subscription businesses, and enterprises

Bank API
Seamless Bank Integration:

Direct bank API connectivity with aggregator fallback for wider coverage and faster onboarding.

TECHNOLOGY STRENGTH

eNACH mandate
eNACH

For fixed recurring EMIs and utility payments.

UPI AutoPay recurring
UPI AutoPay

Flexible variable amounts with instant settlement.

Direct Bank API
Direct Bank API Integration

Secure, compliant connectivity with financial institutions.

Aggregator fallback network
Aggregator Fallback

Ensures broader coverage and quicker go-live.

KEY MODULES

Mandate Management
Mandate Management
Collections Dashboard
Collections Dashboard
Reconciliation Engine
Reconciliation Engine
Reports & Analytics
Reports & Analytics
API Integration
API Integration
Notifications & Reminders
Notifications & Reminders
eMandate Setup
eMandate Setup
Auto-Debit Control
Auto-Debit Control

TRUSTED & COMPLIANT

NPCI

NPCI Aligned

Security

Bank-Grade Security

Direct Bank API

Direct Bank API

Scale

Scalable Reliable

WHO BENEFITS?

Utilities
Utilities

Recurring bill collections with alerts.

Enterprises
Enterprises

Recurring invoices and client retainers.

Banks & NBFCs
Banks & NBFCs

Automated EMIs and loan repayment schedules.

Insurance
Insurance

Hassle-free premium collections at scale.

Subscriptions
Subscriptions

OTT, SaaS, gyms, and education providers.

COMPLIANCE & SECURITY

  • RBI/NPCI aligned - UPI AutoPay and eNACH mandate frameworks.
  • Bank-grade security - OAuth2 and token-based authentication.
  • End-to-end encryption - protects data and transactions.
  • Transparent consent - OTP and branded flows per guidelines.
Secure infrastructure and monitoring

GET STARTED WITH COLLECT FLOW

Automate recurring collections with confidence, reliability, and full compliance across UPI AutoPay and eNACH.

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