(B2B Enterprise Device Management Platform)

Digital Control for Financed Smartphones

A white-label Android device lock platform that enables retailers, lenders, and OEM partners to enforce EMI discipline through automated, system-level control.

EMI Device Lock Interface
Locked Payment Overdue

Device access restricted due to missed EMI payment.

Industry Context

Smartphone financing has become a core growth driver for retail and NBFC ecosystems. However, increasing device financing also increases:

📉
EMI default exposure
💸
Recovery cost burden
⚠️
Asset risk
⚙️
Operational inefficiencies

Traditional recovery mechanisms depend on field intervention and manual follow-ups. There is a need for built-in digital enforcement.

Our Platform

We offer a structured EMI device lock system embedded at the Android system level. This ensures device-level enforcement without physical recovery dependency.

The platform enables:

  • Automated lock during missed EMI
  • Controlled restricted access mode
  • Remote unlock after payment reconciliation
📊
Centralized monitoring dashboard
🔌
API-based finance integration
🏷️ White-label deployment for partners

Business Outcomes

Improved repayment discipline
Reduced non-performing financed assets
Lower recovery operational cost
Scalable enforcement infrastructure
Brand-owned deployment model

Who It Is For

Designed for organizations operating structured device financing models.

Mobile Retail Chains
Smartphone Distributors
NBFC & Lending Institutions
BNPL Platforms
OEM & Handset Brands

Integrate digital enforcement into your device financing model.

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